Internet merchant in order to fight against fraud

Internet distributors, are charged with a constant flow of about fraud credit card, which costs them more than $ 1 billion per year, forces, hoping to help identify each users of stolen credit cards, catch criminals and perhaps soothe the fears of millions of potential online shopping.

A group of the web’s largest companies e-commerce, Internet, provisionally known as distributors for the fight against fraud Roundtable, has in recent years, with the objective of creating a database, Traders could be used potentially fraudulent transactions and help block those who commit fraud Snare credit card. The group hopes that the database established by the first half of next year.

“We try to build a neighborhood track,” said George Redenbaugh, director of risk management and privacy of customers at Hewlett-Packard, and one of the organizers of the roundtable. “There may be something that we can not deduct, in all frankness with you, but we try to do the job.”

While many consumers remain cautious on the release of their credit card numbers for online purchases is to traders generally still much to bear the financial risk. The responsibility of the cardholder is typically $ 50 or less if someone else with a fraudulent intent. But traders are usually repaid the obligation for credit card issuers, the actual cost of goods sold.

One of the main challenges for the group, the Lord said Redenbaugh includes representatives from over 65 companies, is like exchanging information on possible or probable thieves credit card without breaching the privacy of users legitimate.

Mr. Redenbaugh and another more important organizer of the round table, Tom Sullivan, director of electronic commerce, protection against fraud online travel Expedia, said the group provides for the creation of a database containing information on credit cards were stolen, and perhaps other information, the head from other distributors may be a fraudulent transaction. Round Table participants would be limited quantities of data on suspected fraud - the data do not contain names, addresses or other personal information.

“We never try to do so, if we are not on the blessing of independent authorities privacy,” said Sullivan of Expedia. “We very early discussions with some, and it was not Discouraged by what we heard. Given that the program developed, we will continue to work with experts and if we can not meet their needs, we have just won ‘t on. ”

A Privacy Expert, was informed of efforts by Larry Ponemon, chairman of the Ponemon Institute, a research information management and advisory companies.

“The judgement is not yet,” said Ponemon. “But what seems to me to this group lies in the fact that we really worry about privacy, and they are in the building of the place - the starting point of the process - even if it is likely to limit them.”

Although there is no e-commerce retailers group tried, address, credit card fraud in a large-scale, it is a precedent for other types of information. CardCops, fraud credit card a watchdog, has a database of what it believes, credit cards stolen, and offers this database CardCops. Com free for users can check if their numbers were stolen.

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